Bank cards are something that makes payment and other similar operations immeasurably easier. They are indispensable for daily and other payments and with comfort, too! “Bank Eurasia” OJSC offers corporate customers the international payment system cards MasterCard Business, MC Debit Salary, Visa Business and Visa Electron Salary to give them the comfort of using the cards in many countries. We offer the following plastic cards and the choice is yours:

MasterCard Business and Visa Business – meant to pay business trip, household and representative costs of an employee at the expense of his/her employer that is a customer of the Bank. The Bank can provide the customer with information about all the transactions conducted using such a card (including by texting it through the SMS Information service). This, in turn, makes settlements and grouping of expenses easier. The MasterCard Business and Visa Business cards can be used in any corner of the world.

“Bank Eurasia” OJSC also organises payroll salary distribution to corporate customers’ staffs using the MC Debit Salary and Visa Electron Salary plastic cards.

The advantages of this facility:

  • You save on cash collection;
  • You save the time of your accountancy and treasury departments;
  • The distribution of the salaries is made prompt;
  • The SMS Information service to go with it;
  • And the PIN Change service to boot;
  • It makes easier for the salary card owners to borrow consumer loans;
Operation MC Platinum MC Gold /Visa Gold MC Standard/ Visa Classic MC Debit/ Visa Electron MC Business / Visa Business MC Debit*/Visa Electron Saving* MC Debit/ Visa Electron Salary
Base card (usage charge) for 2 years period 50 AZN/USD/EUR 0 0 0 20 AZN/USD/EUR 0 Based on agreement
Supplementary card (usage charge) 30 AZN/USD/EUR 15 AZN/USD/EUR 10 AZN/USD/EUR 5 AZN/USD/EUR 10 AZN/USD/EUR 10 AZN/USD/EUR
Issue of the card for 3 years period 70 AZN/USD/EUR 30 AZN/USD/EUR 20 AZN/USD/EUR 15 AZN/USD/EUR 30 AZN/USD/EUR 0 Based on agreement
Minimal amount for issue of the card 0 AZN/USD/EUR 500 AZN/USD/EUR 100 AZN/USD/EUR 20 AZN/USD/EUR Based on agreement 0 0
New order if PIN code is lost 20 AZN/USD/EUR 15 AZN/USD/EUR 10 AZN/USD/EUR 5 AZN/USD/EUR 5 AZN/USD/EUR 5 AZN/USD/EUR
Maximum of the credit line for card account** 200000 AZN/USD/EUR 100000 AZN/USD/EUR 20000 AZN/USD/EUR 5000 AZN/USD/EUR Based on agreement
Maximum for interest-free credit 10000 AZN/USD/EUR 5000 AZN/USD/EUR 2000 AZN/USD/EUR 500 AZN/USD/EUR 2000 AZN/USD/EUR
Grace period*** till the end of current month + 10 days
SMS-notifications 1 AZN (or by equivalent)
Urgent card order 10 AZN/USD/EUR
Cancelling of lost card 20 AZN/USD/EUR
Annual interest for technical overdraft 0
Annual interest for counting debt 26%
Usage of card in sales and service points 0
Fee for unreasonable claim for withdrawal amount 20 AZN/USD/EUR
Change the card status (close, active, open PIN code) 1 AZN/USD/EUR
Operation in currency differ from the account currency 0,5%
Card-to-Card operation (send money) 0.5%, min 0.20 AZN/USD/EUR
Card-to-Card operation (receive money) 0 0.5%, min 0.20 AZN/USD/EUR
Send money by Cash by Code operation 0
Receive money by Cash by Code operation by ATM of “Bank Eurasia” – 1%, min 0.4
AZN/USD/EUR by ATM of resident banks – 1.5%, min 1.6 AZN/2
USD/1.6 EUR
Payment for customs fees in Azerbaijan 0.2%, min 0.40 AZN/USD/EUR
“Unique” operations 3%, min 6 AZN/USD/5EUR
Utility payments 0
Payments for mobile services 0
Cash withdrawal from emissioned by foreign banks cards
through POS terminal
1.5%
Fee for opening of credit line 0

Notes:
* card for receiving deposit’s interest;
** for depositors of “Bank Eurasia” OJSC can opened credit line up to 80% of deposit;
*** counting of the percentages on debt have arisen and have not paid the last day of current month begins from the 10th day of the next month;

**** Platinum card is given for free in case of first replenishment with amount 10000 AZN/EUR/USD

Please, be informed that the people who make deposits with “Bank Eurasia” OJSC get plastic cards free of charge. Namely,

  • Owners of deposits equalling AZN/EUR/USD 100-999 get the free MC Debit/Visa Electron cards;
  • Owners of deposits equalling AZN/EUR/USD 1,000-4,999 get the free MC Standard/Visa Classic cards;
  • Owners of deposits equalling AZN/EUR/USD 5,000-9,999 get the free MC Gold/Visa Gold cards;
  • Owners of deposits equalling AZN/EUR/USD 100,000 and more get the free MC Platinum

The same rule applies to credit lines extended on the above-mentioned cards and amounts.

 

For foreign citizens from countries with which applied a non-visa regime when entering in Azerbaijan and staying in Azerbaijan for up to 90 days, opening a special card account and required the deposit of 500 US dollars for each card account. This amount is blocked on the current account for the card validity period. When the card is returned to the Bank the deposit amount is returned to the client after 40 days after unblocking.

—  In accordance with last changes in Tax Law of Azerbaijan Republic from 01.01.2017 will be taken VAT on online payments for this list of services and products.

 Operation MC Platinum MC Gold /Visa
Gold
MC Standard/Visa
Classic
MC Debit / Visa Electron MC Business / Visa Business MC Debit*/Visa Electron Saving* MC Debit/Visa Electron
Salary
Cash withdrawal by ATM and brances of “Bank Eurasia”OJSC 1%, min 0,80 AZN/0,60USD/0,60EUR 0
Cash withdrawal by ATM and brances of Rezident banks 1.5%, min 1.6 AZN/2 USD/1.6 EUR
Cash withdrawal by ATM of non-Rezident banks 1.5%, min 3.5 AZN/USD/EUR
Cash withdrawal in non-Rezident banks’ branches 1.5%, min 6 AZN/USD/EUR