Credit card makes it easy to pay anywhere through terminals and withdraw cash at ATMs, and until the 10th of the following calendar month, interest on loan will not be charged.

Credit terms:

Currency AZN AZN
Maximum amount 20 000 AZN 10 000 AZN
Period 36 months 36 months
Annual interest rate 26% 26%  (+3% over than 5000AZN and without guarantor)
Commission expenses

credit line opening- 0.5%,

cash withdraw- 1%

credit line opening- 0.5%,

cash withdraw- 1%

Grace period 10th of the following calendar month 10th of the following calendar month
Payment rules free free
Guarantee real estate required over 3000AZN or more than 5 times of salary

The preliminary documents required together with a loan  

  • Borrower ’s ID
  • Documents confirming income
  • Employment certificate about work experience at same workplace- 6 months (is not required in case of collateral)
  • Documents of guarantor’s income