Credit card makes it easy to pay anywhere through terminals and withdraw cash at ATMs, and until the 10th of the following calendar month, interest on loan will not be charged.
Credit terms:
| Currency | AZN | AZN | |
| Maximum amount | 20 000 AZN | 5 000 AZN | |
| Period | 24 months | 24 months | |
| Annual interest rate | 26% | 26% | |
| Commission expenses | credit line opening- 0.5%,
cash withdraw- 1% |
credit line opening- 0.5%,
cash withdraw- 1% |
|
| Grace period | 10th of the following calendar month | 10th of the following calendar month | |
| Collateral | real estate | is not required | |
| Guarantee | is not required | required | |
The preliminary documents required together with a loan
- Borrower ’s ID
- Documents confirming income
- Employment certificate about work experience at same workplace- 6 months (is not required in case of collateral)