Credit card makes it easy to pay anywhere through terminals and withdraw cash at ATMs, and until the 10th of the following calendar month, interest on loan will not be charged.

Credit terms:

Currency AZN AZN
Maximum amount 20 000 AZN 5 000 AZN
Period 24 months 24 months
Annual interest rate 26% 26%
Commission expenses credit line opening- 0.5%,

cash withdraw- 1%

credit line opening- 0.5%,

cash withdraw- 1%

Grace period 10th of the following calendar month 10th of the following calendar month
Collateral real estate is not required
Guarantee is not required required

The preliminary documents required together with a loan  

  • Borrower ’s ID
  • Documents confirming income
  • Employment certificate about work experience at same workplace- 6 months (is not required in case of collateral)