“Bank Eurasia” OJSC offers consumer loans on very favorable terms to employees of state and private companies and organizations, city government bodies, education and public health organizations and to the pensioners.

This consumer loan is given in cash and non-cash and has the most favorable terms to meet different needs of human.


Credit terms:

Currency AZN
Maximum amount 20 000 AZN
Period 36 months
Annual interest rate 18%, 19%, 20% (+3% over than 5000AZN and without guarantor)
Commission expenses 1%
Payment rules annuity (monthly in equal parts)
Guarantee required over 3000AZN or more than 5 times of salary


The preliminary documents required together with a loan  

  • Borrower ’s ID
  • Employment certificate (work experience at same workplace- 6 months)
  • Documents confirming income
  • Documents of guarantor’s income