“Bank Eurasia” OJSC offers its retail customers the plastic cards of the international payment systems MasterCard International and Visa International that are easily used in many countries. We have the following plastic cards on offer for you:


The functionality of the plastic cards that “Bank Eurasia” OJSC can offer:

  • a credit line of up to 80% of your deposit;
  • a non-interest loan for up to 40 days;
  • non-cash payments at the millions of sales and service outlets in our country and around the world as well as on the Internet;
  • withdrawal of cash from card accounts at ATMs;
  • paying communication fees at ATMs;
  • paying utility fees at ATMs;
  • booking air-tickets and hotel rooms around the world;
  • no need to declare the money in your card account when you travel abroad;
  • the card-to-card service: money transfers from one card to another;
  • the SMS Information Service;
  • the PIN Change service;
  • transaction statements.


Operation MC Platinum MC Gold/
Visa Gold
MC Standard/ Visa Classic MC Debit MC Business / Visa Business MC Debit Saving* MC Debit Salary/ Visa Classic Salary
Base card (usage charge) for 2 years period 50 AZN/USD/EUR 0 0 0 20 AZN/USD/EUR 0 Based on agreement
Supplementary card (usage charge) 30 AZN/USD/EUR 15 AZN/USD/EUR 10 AZN/USD/EUR 5 AZN/USD/EUR 10 AZN/USD/EUR 10 AZN/USD/EUR
Issue of the card for 3 years period 70 AZN/USD/EUR 30 AZN/USD/EUR 20 AZN/USD/EUR 15 AZN/USD/EUR 30 AZN/USD/EUR 0 Based on agreement
Minimal amount for issue of the card 0 AZN/USD/EUR 500 AZN/USD/EUR 100 AZN/USD/EUR 20 AZN/USD/EUR Based on agreement 0 0
New order if PIN code is lost 20 AZN/USD/EUR 15 AZN/USD/EUR 10 AZN/USD/EUR 5 AZN/USD/EUR 5 AZN/USD/EUR 5 AZN/USD/EUR
Maximum of the credit line for card account** 200000 AZN/USD/EUR 100000 AZN/USD/EUR 20000 AZN/USD/EUR 5000 AZN/USD/EUR Based on agreement
Maximum for interest-free credit 10000 AZN/USD/EUR 5000 AZN/USD/EUR 2000 AZN/USD/EUR 500 AZN/USD/EUR 2000 AZN/USD/EUR
Grace period*** till the end of current month + 10 days
SMS-notifications 1 AZN (or by equivalent)
Urgent card order 10 AZN/USD/EUR
Cancelling of lost card 20 AZN/USD/EUR
Annual interest for technical overdraft 0
Annual interest for counting debt rate on a loan secured by a deposit in the same currency – deposit + 2%,
in other cases -26%
Usage of card in sales and service points 0
Fee for unreasonable claim for withdrawal amount 20 AZN/USD/EUR
Change the card status (close, active, open PIN code) 1 AZN/USD/EUR
Operation in currency differ from the account currency 0,5%
Card-to-Card operation (send money) 0.5%, min 0.20 AZN/USD/EUR
Card-to-Card operation (receive money) 0 0.5%, min 0.20 AZN/USD/EUR
Send money by Cash by Code operation 0
Receive money by Cash by Code operation by ATM of “Bank Eurasia” – 1%, min 0.4
AZN/USD/EUR by ATM of resident banks – 1.5%, min 1.6 AZN/2
Payment for customs fees in Azerbaijan 0.2%, min 0.40 AZN/USD/EUR
“Unique” operations 3%, min 6 AZN/USD/5EUR
Utility payments 0
Payments for mobile services 0
Cash withdrawal from emissioned by foreign banks cards
through POS terminal
Fee for opening of credit line 0

* card for receiving deposit’s interest;
** for depositors of “Bank Eurasia” OJSC can opened credit line up to 80% of deposit;
*** counting of the percentages on debt have arisen and have not paid the last day of current month begins from the 10th day of the next month;

**** Platinum card is given for free in case of first replenishment with amount 5000 AZN/EUR/USD

Please, be informed that the people who make deposits with “Bank Eurasia” OJSC get plastic cards free of charge. Namely,

  • Owners of deposits equalling AZN/EUR/USD 100-999 get the free MC Debit cards;
  • Owners of deposits equalling AZN/EUR/USD 1,000-4,999 get the free MC Standard/Visa Classic cards;
  • Owners of deposits equalling AZN/EUR/USD 5,000-9,999 get the free MC Gold/Visa Gold cards;
  • Owners of deposits equalling AZN/EUR/USD 100,000 and more get the free MC Platinum

The same rule applies to credit lines extended on the above-mentioned cards and amounts.

For foreign citizens from countries with which applied a non-visa regime when entering in Azerbaijan and staying in Azerbaijan for up to 90 days, opening a special card account and required the deposit of 500 US dollars for each card account. This amount is blocked on the current account for the card validity period. When the card is returned to the Bank the deposit amount is returned to the client after 40 days after unblocking.

—  In accordance with last changes in Tax Law of Azerbaijan Republic from 01.01.2017 will be taken VAT on online payments for this list of services and products. 

 Operation MC Platinum MC Gold /Visa
MC Standard/Visa
MC Debit  MC Business / Visa Business MC Debit Saving* MC Debit Salary/Visa Classic
Cash withdrawal by ATM and brances of “Bank Eurasia”
1%, min 0,80AZN/0,60USD/0,60EUR 0
Cash withdrawal by ATM and brances of Rezident banks 1.5%, min 1.6 AZN/2 USD/1.6 EUR
Cash withdrawal by ATM of non-Rezident banks 1.5%, min 3.5 AZN/USD/EUR
Cash withdrawal in non-Rezident banks’ branches 1.5%, min 6 AZN/USD/EUR