“Bank Eurasia” OJSC offers its retail customers the plastic cards of the international payment systems MasterCard International and Visa International that are easily used in many countries. We have the following plastic cards on offer for you:
- MasterCard Debit
- MasterCard Standard
- MasterCard Gold
- MasterCard Platinum
- Visa Debit
- Visa Classic
- Visa Gold
The functionality of the plastic cards that “Bank Eurasia” OJSC can offer:
- a credit line of up to 80% of your deposit;
- a non-interest loan for up to 40 days;
- non-cash payments at the millions of sales and service outlets in our country and around the world as well as on the Internet;
- withdrawal of cash from card accounts at ATMs;
- paying communication fees at ATMs;
- paying utility fees at ATMs;
- booking air-tickets and hotel rooms around the world;
- no need to declare the money in your card account when you travel abroad;
- the card-to-card service: money transfers from one card to another;
- the SMS Information Service;
- the PIN Change service;
- transaction statements.
Operation | MC Platinum | MC Gold/ Visa Gold |
MC Standard/ Visa Classic | MC Debit | MC Business / Visa Business | MC Debit Saving* | MC Debit Salary/ Visa Classic Salary |
Base card (usage charge) for 2 years period | 50 AZN/USD/EUR | 0 | 0 | 0 | 20 AZN/USD/EUR | 0 | Based on agreement |
Supplementary card (usage charge) | 30 AZN/USD/EUR | 15 AZN/USD/EUR | 10 AZN/USD/EUR | 5 AZN/USD/EUR | 10 AZN/USD/EUR | 10 AZN/USD/EUR | – |
Issue of the card for 3 years period | 70 AZN/USD/EUR | 30 AZN/USD/EUR | 20 AZN/USD/EUR | 15 AZN/USD/EUR | 30 AZN/USD/EUR | 0 | Based on agreement |
Minimal amount for issue of the card | 0 AZN/USD/EUR | 500 AZN/USD/EUR | 100 AZN/USD/EUR | 20 AZN/USD/EUR | Based on agreement | 0 | 0 |
New order if PIN code is lost | 20 AZN/USD/EUR | 15 AZN/USD/EUR | 10 AZN/USD/EUR | 5 AZN/USD/EUR | – | 5 AZN/USD/EUR | 5 AZN/USD/EUR |
Maximum of the credit line for card account** | 200000 AZN/USD/EUR | 100000 AZN/USD/EUR | 20000 AZN/USD/EUR | 5000 AZN/USD/EUR | Based on agreement | – | – |
Maximum for interest-free credit | 10000 AZN/USD/EUR | 5000 AZN/USD/EUR | 2000 AZN/USD/EUR | 500 AZN/USD/EUR | 2000 AZN/USD/EUR | – | – |
Grace period*** | till the end of current month + 10 days | ||||||
SMS-notifications | 1 AZN (or by equivalent) | ||||||
Urgent card order | 10 AZN/USD/EUR | ||||||
Cancelling of lost card | 20 AZN/USD/EUR | ||||||
Annual interest for technical overdraft | 0 | ||||||
Annual interest for counting debt | rate on a loan secured by a deposit in the same currency – deposit + 2%, in other cases -26% |
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Usage of card in sales and service points | 0 | ||||||
Fee for unreasonable claim for withdrawal amount | 20 AZN/USD/EUR | ||||||
Change the card status (close, active, open PIN code) | 1 AZN/USD/EUR | ||||||
Operation in currency differ from the account currency | 0,5% | ||||||
Card-to-Card operation (send money) | 0.5%, min 0.20 AZN/USD/EUR | ||||||
Card-to-Card operation (receive money) | 0 | 0.5%, min 0.20 AZN/USD/EUR | |||||
Send money by Cash by Code operation | 0 | ||||||
Receive money by Cash by Code operation | by ATM of “Bank Eurasia” – 1%, min 0.4 AZN/USD/EUR by ATM of resident banks – 1.5%, min 1.6 AZN/2 USD/1.6 EUR |
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Payment for customs fees in Azerbaijan | 0.2%, min 0.40 AZN/USD/EUR | ||||||
“Unique” operations | 3%, min 6 AZN/USD/5EUR | ||||||
Utility payments | 0 | ||||||
Payments for mobile services | 0 | ||||||
Cash withdrawal from emissioned by foreign banks cards through POS terminal |
1.5% | ||||||
Fee for opening of credit line | 0 |
Notes:
* card for receiving deposit’s interest;
** for depositors of “Bank Eurasia” OJSC can opened credit line up to 80% of deposit;
*** counting of the percentages on debt have arisen and have not paid the last day of current month begins from the 10th day of the next month;
**** Platinum card is given for free in case of first replenishment with amount 5000 AZN/EUR/USD
Please, be informed that the people who make deposits with “Bank Eurasia” OJSC get plastic cards free of charge. Namely,
- Owners of deposits equalling AZN/EUR/USD 100-999 get the free MC Debit cards;
- Owners of deposits equalling AZN/EUR/USD 1,000-4,999 get the free MC Standard/Visa Classic cards;
- Owners of deposits equalling AZN/EUR/USD 5,000-9,999 get the free MC Gold/Visa Gold cards;
- Owners of deposits equalling AZN/EUR/USD 100,000 and more get the free MC Platinum
The same rule applies to credit lines extended on the above-mentioned cards and amounts.
For foreign citizens from countries with which applied a non-visa regime when entering in Azerbaijan and staying in Azerbaijan for up to 90 days, opening a special card account and required the deposit of 500 US dollars for each card account. This amount is blocked on the current account for the card validity period. When the card is returned to the Bank the deposit amount is returned to the client after 40 days after unblocking.
— In accordance with last changes in Tax Law of Azerbaijan Republic from 01.01.2017 will be taken VAT on online payments for this list of services and products.
Operation | MC Platinum | MC Gold /Visa Gold |
MC Standard/Visa Classic |
MC Debit | MC Business / Visa Business | MC Debit Saving* | MC Debit Salary/Visa Classic Salary |
Cash withdrawal by ATM and brances of “Bank Eurasia” OJSC |
1%, min 0,80AZN/0,60USD/0,60EUR | 0 | |||||
Cash withdrawal by ATM and brances of Rezident banks | 1.5%, min 1.6 AZN/2 USD/1.6 EUR | ||||||
Cash withdrawal by ATM of non-Rezident banks | 1.5%, min 3.5 AZN/USD/EUR | ||||||
Cash withdrawal in non-Rezident banks’ branches | 1.5%, min 6 AZN/USD/EUR |